Setting up your BBVA Account
To add your BBVA account to Outbank, you will need the same login credentials that you use for logging into the BBVA website:
Username
Password
How Does Two-Factor Authentication Work with BBVA?
Since BBVA does not offer any data via the FinTS and Outbank does not use any PSD2 APIs, the information is retrieved directly from the online banking website. Outbank logs into the BBVA portal, and fetches the information.
Each refresh must be confirmed using two-factor authentication (2FA). To make your overall account refresh more efficient, you can reduce the query interval of BBVA accounts. Additionally, you can group all accounts under one access in an account group. This way, only a single confirmation or TAN query is required for the entire group when updating.
Payments
As BBVA currently does not provide any data through "HBCI+" or "FinTS PIN/TAN", Outbank fetches the data via screenscraping directly from the website, which means only balance and transaction queries are available.
TAN-based transactions can only be supported once the bank enables the feature via "HBCI" or "FinTS PIN/TAN.