With your Outbank Business subscription, you can connect your Vivid Business accounts directly to Outbank. This allows you to keep track of your business accounts and balances and make SEPA transfers directly from the app.

Setting up your Vivid Business Account

To set up your Vivid connection in Outbank, you’ll need the following login details:

• Phone number: Enter your mobile number with the country code, without spaces or leading zeros (e.g. +4915228817386).
• FinTS PIN: You can create your own FinTS PIN in the Vivid Business app under 'Transactions' > 'Bookkeeping' > 'More' > 'Bookkeeping software' > 'FinTS PIN'.

Two-factor authentication (2FA)

Two-factor authentication is handled through the Vivid app via push notification. You’ll need to approve every account update in the Vivid app.
Tip: To make account updates more efficient, you can increase the update interval for your Vivid Business accounts. You can also group all accounts linked to your Vivid connection into a single account group card. This way, you only need to approve one request in the Vivid app when updating the entire group.

You’ll also need to approve every SEPA transfer you initiate in Outbank in the Vivid app. To do so, go to “Transactions” > “Bookkeeping” > “Confirm payments”.

Available features

Outbank connects to Vivid via the FinTS interface. The following features are available through this interface:

• See business accounts (transactions from the last 90 days are fetched when setting up the connection for the first time)
• Send SEPA transfers

Known limitations

Vivid currently does not offer the following features through FinTS. As a result, they are also unavailable in Outbank:

• Private Vivid Accounts
• Batch transfers
• SEPA direct debits
• Standing orders
• Non-SEPA transfers