Here is how you can do payments:

• iOS: 'click on the +-Button the Tabbar' > 'Payment'. The button will only show up if you have set up accounts that support SEPA payments with “HBCI+” or “FinTS PIN/TAN”.  
• macOS: press the 'Options' Button in the upper left corner and then 'Send Money'
• Choose the account that you want to send money from. Please note that the account list only shows accounts that support SEPA payments. 
• Enter the receiver name and the IBAN or choose a contact from existing transactions.
  Please note that some banks additionally require the BIC, Outbank has no influence on that. 
• Next 
• Enter the amount and the transfer reason. If your account supports scheduled payments, you can select the execution date below the transfer reason. 
• Next 
• Now you can review the transaction data and choose your preferred TAN method:
• 
  
  • classic TAN
  • indexed TAN (iTAN)
  • mobile TAN (mTAN)
  • manual chipTAN
  • optic chipTAN
  • photoTAN
  • pushTAN
  • BestSign
• Enter the TAN to send the payment.

NOTE: Currently, Outbank does not support direct debit.